Monthly Archives: March 2017


I received a request to post the following for WE Care Pharmacy.

Call We Care Pharmacy, David, 775-7042, for an appt if you need assistance Pass the word.

If you are being charged for assistance with VA claims, registering for the Foreign Medical Program (FMP), assistance with TRICARE claims, TRICARE registration, E-Benefits registration, or DFAS registration, then you are giving your money away.

  1. DO NOT PAY for VA claims assistance. You can do this for free with your E-Benefits online account, or I can assist you for FREE. VA awarded disabilities, listed on the FMP letter, are covered 100% in overseas locations where hospitals accept the VA FMP.
  2. TRICARE covers 75% for covered medical services overseas. There are annual and family deductibles that must be met each FY. 25% is patient responsibility.
    Once a patient, or family, meet the FY catastrophic cap, then TRICARE covers at 100%, with some exceptions.
Hospitals in Panama reserve the right to accept or decline TRICARE. Most TRICARE services at hospitals are offered as pay cash for services and patient submits claim to TRICARE.


I received a rwquest to post the following.




This gem of a beachfront property on beautiful Playa Las Lajas is now available.

Playa Las Lajas (Playa El Jobo) is located in the District of San Felix, Chiriqui and is approximately 91km from David and 132km from Santiago. This is an incredible 11 kms (yes, kilometers) of gorgeous, flat beach – the sunsets are amazing – and is considered one of Panama’s best kept secrets. But word is getting out.

Recently titled, this property is located approximately 50 meters (200 ft.) west of the paved road from the town of Las Lajas and is ideally located for development of a B&B or small ’boutique’ resort. The 2-bedroom casita on the property is the perfect anchor for such a development. But, it could also be the perfect getaway spot for those craving sun, sand, waves and long walks on the beach.

A number of restaurants and bars are within walking distance of this property. Playa Las Lajas is considered to be one of Panama’s safer beaches and is patrolled by SINAPROC during the high season (Dec thru March). There are currently no mini-supers in the immediate area, but you can find just about anything you need in the nearby towns of Las Lajas or San Felix, including several more restaurant options.


Lot size: 1,555.15 m2 (16,739.5 sq.ft.)

1,212.15 m2 (13,045.86 sq.ft.) – titled

343 m2 ( 3,062.02 sq.ft.) – ROP

Beach frontage: 20.31 mts (66.6 ft.)

Road frontage: 26.10 mts (85.6 ft.)

Utilities: well, electricity and septic system in place.

Casita: 2 bedrooms, bathroom, combined kitchen & living area

(46 m2 or 495 sq.ft.)

Google Earth: 8 10′ 09.34”N 81 51’55.88”W


CONTACT: Linda or Stan Norma

507-6494-8799 507-6479-9963

Much like Apple products, I also, am only compatible with myself.

After your 50s, you pretty much get turned on by anyone who can open child safety caps.

I wonder if you can make a water-bed more bouncy by using spring water.

I drink straight outta of the wine bottle while cooking. I think that’s what they mean by reducing it.

I hope when I inevitably choke to death on gummy bears people just say I was killed by bears and leave it at that.

Observations – Regarding Moving To Panama

I know I haven’t posted much lately, but I have several items consuming my time. However, I have had some time to observe several Yahoo groups and the Internet conversations about the frustration of the new immigration laws that Panama is enforcing.

For those considering retiring in Panama, this should have no major ill effect. I still maintain you should live here, as you would if you were a permanent resident, for a minimum of 6 months, prior to deciding to move here.

You should use that time for a test run to allow experiencing both the rainy and the dry seasons. That is not hard to do, but it does require effort. You should keep in mind that some locations have extra risks during the rainy season , such as bridge outages or land slides.

During that time you need to do a real due diligence to see if Panama is right for you.

I suggest several items for your due diligence.

  1. Observe the climate. Probably the most enticing reason to move to Panama is the weather. I consider it the only reason that would motivate me to move here after 14 years of experience.
  2. Visit the appropriate medical facilities. Check out doctors you might use. Visit the Regional Hospital emergency and watch the traffic. Determine how you would cover a serious illness or accident. Understand how you will pay for an unplanned medical event. If you have moderate to serious medical conditions, think hard before making a move here.
  3. Watch the local Panama TV news. Even if you don’t understand Spanish, you will learn a lot. This should be a daily event while you are here.
  4. Plan on learning Spanish, if you don’t speak it. It will be needed, if you are rushed to the Regional Hospital for an unplanned medical emergency.
  5. Determine how you will manage your finances. Many Panama banks no longer allow US citizens to open an account. To withdraw $500 from an ATM will typically cost you over $5+, if the account is not from a bank in Panama.
  6. Determine the cost and availability of reliable Internet. TV and Internet can be costly, if you don’t live in a good area. Most programing will be in Spanish. Service, both technical and account, can be a challenge, if you don’t speak Spanish.
  7. Verify the cost of living in Panama. It is not cheap. Granted, it is cheap compared to Costa Rica and safer than most of the other Latin American countries, but cheap, it is not.
  8. Verify your tolerance to rapid changes. What was the rule last week may not be the rule next week. Don’t like protests blocking you ability to get to medical services, well expect it in Panama and plan for it.
  9. While government officials will tell you that crime is on the down tick, locals will tell you it is higher than in the past. I have seen it change a lot in the last 14 years I have been here. Watching the local news will educate you.

Continue this list with other items that are important to you. Continue reading Observations – Regarding Moving To Panama

You could kidnap my wife, and she’d be in the trunk of your car shouting that you’re following the car in front of you too closely.