Monthly Archives: March 2015

I come from a long line of successful people.
I decided to stop that tradition.

What Happens When Expats Die in Panama Without Heirs

A question came up on Boquete Ning, that may be of interest to others. The question follows:

I’m just wondering…( and please don’t take this wrong)
Much of the  expat community in Boquete as well as in other places in Panama are 60, 70 and some 80 years of age. What will happen 15-20 years from now? Do the elderly move back to their native USA, Canada or Europe? What happens when an elderly expat dies in Panama has no heirs and owns personal property? I know in the USA a public administrator does their diligence to locate next of kin and distributes assets. What about in Panama for expats?

I will give you my experiences from the U.S. Expat side, having dealt with a few cases for the U.S. Embassy as the David Warden.

First is the question of with more age, do the expats return to their home country. That is, as you would expect, and individual decision. A lot depends on whether they have family in the U.S. I have known several who started having health problems and their family convinced them to return.

It also depends on the individuals financial condition. Assisted living in the U.S. can run from $3,000 (if you are lucky) and up and many living on social security can’t manage that expense on their earnings. If they can’t live with their family, then they may be forced to fend for themselves in Panama.

I have been involved with several that were in their upper 80’s that had decided to live out their life here and did.

Now to the question of what happens to a deceased’s assets, owned in Panama, if there are no heirs. Again, it depends on what planning has been done by the individual. Continue reading What Happens When Expats Die in Panama Without Heirs

I don’t have a problem with caffeine. I have a problem without caffeine.

Continuing The Three P Program

I mentioned last week that I had started a new exercise program. I have since named it the Three P Program.

I have it scheduled for 6 days a week. Sunday is a free day.

My alarm goes off at 7:00 AM. I am usually awake by 6 and relax, meditate, and listen to the birds serenading in the trees. Sometimes I hear a rooster off in the distance.

When the alarm goes off, it is time to begin the Three Ps. It is always good to keep things orderly and on schedule. That way my day goes well. First I need to go pee, next poop, and then head for the pool.

At my age, it is extremely important that I don’t get them out of order. Sometimes it turns into the 4 P program, because it may require some Patience waiting on the first two Ps.

The temperature of the pool was around 82 degrees Fahrenheit. Seemed much cooler when I entered it. Great way to start the morning. There was a slight breeze when we started and it has continued to increase since then. It is now blowing pretty hard.

This morning, after the 3Ps were completed, I checked my email. The Internet was down. I checked the phone and it was down too. I knew that the TV was working because Lilliam had it playing on the terrace to listen to the news while we were in the pool.

I decided to give it an hour before calling Cable Onda. Luckily, the outage was only about a half an hour. Of course I have no idea how long it was down before I had checked my mail.

Yesterday, Lilliam asked me which day we were going to the fair. Now that was a surprise. I had about decided that I might pass it up this year. She said she wanted to go later in the day this year. It was unbearably hot the last time we went.

It will be interesting to see if we make it. I did pull out my camera and checked the battery charge. I try to always be ready whenever she says lets do it.

Well, I am off to start the rest of my day. I hope you have a great day and take a little opportunity to smell the flowers.

I don’t need a reason to enjoy a little wine. All I need is a glass.

Missing Dog – Congo

UPDATE: As of March 15, Congo is still missing and suspected stolen for sale. He is possibly in David or other nearby areas. Original post was January 27, 2015.

I received a request to post the following:

Dear Ray,

Thank you for including Congo in your chatter

he is a rescue (mix labrador) from the island of St. Maarten and came with us to Boquete november 2013.
Very friendly with people and dogs

on Thursday Jan 15th, some tourists, staying with neighbors inside our gated community, let him out of the gate without any authorization
or feedback to us and did not bother with him anymore and left Congo for himself out on the street. He had never been outside the gate and
around downtown boquete so all area’s are strange to him.
He was wearing a yellow (faded) collar with his name and my home phone number written with a marker on it.

Handing out flyers and posting posters have been futile for now. There has not been one sighting around boquete area of Congo in these last 10 days.

It has come to my attention 5 days ago that a young couple found him that Thursday nite at the feria, bought themselves a leash and took him with them
to David.
Trying to put a puzzle together with names and phone numbers also has not brought Congo back home yet.
Of course al this is hear say but i trust the source to be reliable.

Today i went around the major supermarkets in David to put up flyers,

If you can please ask the people in David and surroundings to keep on the look-out for Congo, i would appreciate that immensely.
On the poster there is a reward promised for the finder of Congo.

Thank you very much

Bernie Verhoeven
phone 65 03 03 44

Costa Rican Seismologists Inspect Volcan Baru

I ran across an interesting article that I thought I would share. The article is from This is a Costa Rican article and presented from Costa Rica’s perspective. The article’s title in English is  Possible Panamanian volcano eruption could affect the country.

Following is the gist of the original article in English.

Volcan Baru draws the attention of the Costa Rican seismologists for its potential to affect Costa Rica’s southern zone. the colossus measures 3,474 meters and is hard to see from the country.

It is the tallest south of Central America and is just 40 kilometers from San Vito de Coto Brus in the province of Chiriqui.

For this reason National Seismological Network seismologists will conduct a tour of the South Zone. Its aim is to raise awareness in neighboring communities such as Golfito, Ciudad Neily, Corredores and Osa.

The volcano’s last strong activity was 500 years ago, this situation is no guarantee of future safety.

For this reason in the coming weeks Costa Rican specialists will visit the Volcan Baru.

Due to the narrowness of the Isthmus of Panama and the height of the volcano, on a clear day you can see from its summit the Pacific Ocean and the Caribbean Sea.

A previous and similar article from last November follows: Continue reading Costa Rican Seismologists Inspect Volcan Baru