Monthly Archives: July 2013

I don’t like morning people…

Or mornings…

Or people..

Two mysterious people live in my house. Somebody and Nobody. Somebody did it and nobody knows who.

Obamacare = JAWS??

Just when you thought it was safe to go back in the water. We went through the discussions of Proof of Life and I think everyone has made their own decisions about how they were going to handle the situation.

Now it is time to toss in another wrinkle. I have been communicating with Nancy Levin who writes Finding Our Paradise in Ecuador.  She was interested in my take on the effects of Obamacare on expats in Panama.

I told her I had not researched it much, since I thought, based on the Embassy meeting last March, I would not be one they will look at for not carrying the mandatory healthcare.

However, there may be more food for thought for those that have decided to ignore the Proof of Life problem by utilizing addresses in the US (friends or relatives) and not registering with the SSA as living outside the US.

In Nancy’s current article, Obamacare (Affordable Care Act) and the Expat, she begins a new discussion, which may be of interest to CC readers. All US expats are facing the same situation and have the same questions. Basically we don’t want to be dinged by a new program that we will get no benefit from.

Comments, she has received, are also worth reading. It boils down to this. January 1, 2014 Obamacare goes into effect. At that time being a legal resident and having notified the SSA of foreign residence will remove you from the potential penalty tax for not carrying the mandatory insurance.

One site related to the issue is located HERE.

I carry health insurance in Panama and I have notified the SSA of my Panama address and at the same time informed them that I have lived here since 2003. Having volunteered for the U.S. Embassy for several years also is proof that I am a permanent resident here. With all of that, I feel like I am covered.

If you are a US citizen that is a permanent resident outside the US, then it may be time for you to research Obamacare and see how it affects you and if you have planned correctly.

Did you know you can kill someone with socks? It’s true. It doesn’t matter what they’re wearing.

FSBO in Valle Escondido

I received a request to post the following FSBO in Valle Escondido. As with all such posts due diligence is your responsibility. Photos can be seen HERE.

Luxury 3 Bedroom 2.5 Bath With Loft Villa in Valle Escondido, Boquete
Divorce forces sell below market

This is a divorce sale and is priced $50,000 under market. It will not last long at this price. There are two bedroom condos selling for $395,000 that are nowhere as nice or large as this villa. This villa is immaculate and has been extremely well maintained. The price is $400,000 FIRM, non-negotiable. 

Contact David Duty in Boquete, Panama for a showing.
Cell phone in Panama is 507-507-6249-4381
USA direct line to Panama is (850) 417-7230
Details about the villa below.

This gorgeous furnished villa has 3 bedrooms, 2 full baths, a half bath and a loft, two terraces, double carport and approximately 3000 square feet of area. This villa has the largest yard of any villa on the street. Black bamboo (hard to find) divides this villa and the villa next door making it very private.

The views from this villa are magnificent. You can see the fairway and green of the golf course and across the valley to the Jaramillo mountainside. It has the best view of any of the villas in Valle Escondido.

The developer sold these villas with standard features. The upgrades to this unit are numerous and include
◦ Expansive solid wood cabinetry in car port
◦ Loft on third level with leather couch and tables with a 70” LED TV & $10,000 entertainment center.
◦ Solid wood cabinets

* Kitchen Aid refrigerator-freezer with ice maker, kitchen-Aid dishwasher, Frigidaire Pro Series convection oven with matching stainless steel microwave.
◦ Garbage disposal
◦ Kitchen-Aid front load washer and dryer and shelving custom system in laundry room.
◦ Full bath downstairs

In addition, our villa comes with an optional Country Club Membership for an additional $5,000 which is valued at $15,000 and we have a real estate tax exoneration until 2026 so you pay nothing.

Additional Features

*Property Tax exemption until 2026
*Upstairs loft
*HOA fees are $129 per month
*Stair-less entry to first floor.
*Queen bathtub in master bath
*Laundry room
*Walk-in closet*Two terraces


Speedy Way – David

Click on all photos to enlarge.

Now you might not consider stopping at a gas station to get something to eat, but Speedy Way might change your mind. I ate there last Tuesday. It is located across from Super Baru on the InterAmerican Highway.

DSC01022I thought I would try one of the empanadas just to get a photo, and that was my downfall. They had cheese and meat. I chose the meat and it was fantastic. I also liked the sauce that came with it. Will probably get some to go the next time.

Since the empanada passed the test, I ordered a Shawarma, It was $6.00 and I thought the price was a little steep till I got it. It was two to three times larger than KFC or McDonald’s wraps and the flavor was better.


Here is a photo of what they have on their menu. I will have to go back and try a few more items. They are open 24/7.


They also have coolers with sodas and even Coors. If you in need of something stronger, you can by a bottle of whisky (for medicinal purposes only I’m sure).

If you stop in, you may be waited on by one of these cute young ladies. If you do, tell them you saw them on Chiriquí Chatter.


I met the proprietor, Eyenis. She is a very nice lady (camera shy, but very nice) and most likely the one responsible for the food tasting so good. Tell her I said “Hi”.

Speedy Way 1

I’ll never need a shrink as long as my friends tell me what’s wrong with me for free.

More then 100 Robberies in Boquete in the first 6 months of 2013

According to yesterday’s La Prensa, there were more than 100 robberies in Boquete in the first six months of 2013. Following is a BING translation of the article into English.

More than 100 robberies and thefts in Boquete in 2013


25/07/2013 – 114 cases of thefts and robberies They have been reported in the first six months of the year, in the District of Boquete, what worries the population, making it the national police allocated two vehicles to patrol the area and arranged operating and mobile checkpoints to curb crime.

Miguel Castillo, resident of Boquete, revealed that the situation in the area has changed due to the population increase, because before they were only 11 thousand inhabitants and now exceed 20 thousand.

According to the Mayor of this district, Manolo Ruiz, citizens must be created with – science on the issue of security, because often committed crimes leave Windows and doors open. “The biggest problem is theft, both in the residences of national and foreign,” he said.

Ruiz stressed that it will continue to apply the so-called “carrot law” in Boquete to curb the criminal activities. For this reason, Monday through Thursday bars, canteens and supermarkets may not sell liquor after midnight.

Meanwhile, the Commissioner of the police area of Chiriqui, Julio Lasso, announced that as of this moment is reinforced security and surveillance in the district.