Monthly Archives: April 2011

Restaurante Mana Request

I received the following request to publish:


We are planning to have a weekly local market on our back yard of Restaurante Mana(similar to the Tuesday market in Boquete). It will start the first week in May.

We need to pick out a day, we are thinking Friday or Saturday but we are open for your suggestions.

If you are interested in participating with any kind of food, arts, crafts, skills such as massages, sound therapy, or whatever, please contact me at 6461-2970, email me at or just stop by the restaurant.

Thank you,
Jorge and Vicky

Jorge y Vicky
Restaurante Mana – Volcan
M.A.S.: Mana Assistance Services

Royal Caribbean Cruise Lines Travel Insurance (The Berkley Group)

Well, let me just start off this post by saying I am PISSED!!!!!!!!!!

I just got off the phone from talking to Michael D. with The Berkley Group to exercise the insurance I had purchased on Natalie’s trip with Lilliam and I on the RCCL cruise. The Berkley Group is the agency that RCCL uses for their travel insurance. Talking to Michael was like talking to a robot, but I imagine they are programmed that way because of all the irate calls they wind up receiving.

When I booked Natalie, I did it directly through RCCL. No travel agent, direct to the company itself. I told the individual that there was a chance that Natalie might not get to go and asked for suggestions. I was told that if I purchased Cruise Care for $59 dollars, I would be covered against loss. With that I bought Natalie’s ticket. Had they told me the truth, I would have waited until now to have tried to buy her ticket.

On a previous post, I mentioned that getting started on the claim was difficult. I didn’t realize how difficult until a few moments ago. The RCCL website has very little help I guess because they could care less if they have your money. I now consider the entire cruise insurance of RCCL to be a sham. I was definitely mislead and because of that I bought Natalie’s ticket.

I am waiting for an email that is going to be sent within the next 72 hours. Claim forms will be sent out at the same time. You are then required to fill out the forms and Michael said it would be approximately six weeks until they approved or denied the claim. He also said that he thought my claim would be denied.

Did I mention I am PISSED!!!!!!!

To be continued after I get through the process.

Criadero Uruguay

I received a request to post the following. As with all things of this nature, it is up to you to do due your own diligence:

From……: Jean Tello

Good Morning Mr. Ray
My name is Jean Tello Eymard, my wife and I are owners of Criadero Uruguay,(FCI and Club Canino de Panama sanctioned kennel) a kennel based in Cerro Azul, province of Panama, we are breeders mostly of Old English Sheepdogs, Beagles, Tekels. Id like to know your advice regarding the best way to advertise among the expat community in the Chiriqui and Bocas del Toro area.
Thank you very much.
Jean Tello

Special Volcan Meeting April 24


A SPECIAL EVENT is being hosted by the Volcan Community Town Meeting on Sunday, April 24, at 2 P.M. at our venue, the Valley of the Moon Restaurant in Volcan.

The Valley of the Moon Restaurant should not be hard to find as there are several signs along the way to their location. Just make a left at the Round Restaurant off the main Volcan road across from the “no-name” red gasoline station and follow the final signs to the Restaurant. For additional directions if needed, call 6607-5429 or 6151-6561.

We are honored to feature, while in the area for a short time, Mr. Mark Nestmann and Mr. Bill Faiferlick. They will be speaking on financial matters such as banking privacy, expatriation, and the recent tax treaty consequences and updates.

Mr. Mark Nestmann is a financial journalist with more than 20 years of investigative research reporting experience and is a charter member of The Sovereign Society’s Council of Experts. He has authored over a dozen books and many additional reports on wealth preservation, privacy and offshore investing. Mark serves as president of his own international consulting firm, The Nestmann Group, Ltd. The Nestmann Group provides international wealth preservation services for its clients. Mark is an Associate Member of the American Bar Association (member of subcommittee on Foreign Activities of U.S. Taxpayers, Committee on Taxation) and member of the Society of Professional Journalists. In 2005, he was awarded a Masters of Laws (LL.M) degree in international tax law at the Vienna (Austria) University of Economics and Business Administration.

Mark Nestmann

Several of you may already know of and are aware of Mr. Nestmann and his unique know-how and specialized knowledge and need little introduction to this gentleman and his work. Advisors like Nestmann
charges fees for consultation up to $500 an hour. So bring your questions and inquiries and take advantage of free advice.

Mr. Bill Faiferlick accompanied our February Town Meeting speaker, International Tax Attorney Jon Bischel. Mr. Faiferlick held our audience spell-bound in rapt attention with his singular command of financial issues and policies that are of avid interest to every American citizen, living abroad or at “home.”

Bill Faiferlick, Financial Strategist.
Bill is a consultant, speaker, and author with more than twenty years in the financial service industry. Bill’s practice includes consulting on domestic and international tax, investment, and protection strategies. His consulting services span a wide range of the business sectors.

In addition, he hosts a U.S. Nationwide talk radio show on the VoiceAmerica Business Channel- Its Your Money: How to Prosper in Today’s Economy and Beyond.

You will absolutely not want to miss this SPECIAL EVENT PRESENTATION with true Cutting-Edge information from these TWO VERY QUALIFIED EXPERTS. This is truly a chance-in-a-lifetime experience to hear and meet these gentlemen who have the ability and knowledge to change your life with their unique insights and strategies… right here in Volcan…

We certainly hope to see you on this SPECIAL Sunday, 2 P.M., April 24th, 2011 and look forward to your participation as we believe that this presentation will be of utmost interest. Be sure to stay for a bite or dinner with the Valley of the Moon Restaurant Special Town Meeting Menu. If
you have any questions, or wish further information, please email us

Seven Days And Counting

The excitement is increasing and the remaining time is decreasing. This week will be one consumed mostly of making the final preparations for Lilliam’s and my vacation of a lifetime.

Thanks to a post on a local blog, I learned about a one way cruise leaving Colon, Panama and terminating in Palma de Mallorca, Spain. 14 days with a seven day stretch that is only the Atlantic Ocean. No TV. Limited Internet.

We will spend two days in Palma de Mallorca before heading to Rome for seven days. From Rome we will go to Madrid, Spain for four more days. All good things come to an end and Spain is followed up by a long 10 hour flight from Madrid to Panama City.

I have made arrangements for a good friend to post any U.S. Embassy notices that may come up while I am gone. I will ask the Embassy to contact other Wardens to cover the David area while I am gone. Do them a favor and stay safe and watch out for each other.

Other than potential ACS messages, I will try to post short posts at various times on the trip, but they will not include any photos. When I return I will recap our trip. Hopefully it will only contain good times and no bad times. However when one is gone for a month, you have to expect the unexpected. I am planning on living the Jame’s Dean thought that is the top of the blog.

One sad thing happened. I had thought that Natalie, Lilliam’s daughter was going to be able to accompany us on the 14 day cruise portion of the trip before she returns to China. However, her China paperwork has not been able to be completed in time for her to go. I had purchased her RCCL ticket and I am now learning that the canceling of tickets and getting the refunds is much more difficult than purchasing them in the first place. I had purchased trip cancellation insurance, so it will just be a matter of time.

Tomorrow I will call all of the credit card companies and tell them that they should expect charges outside of Panama. I need to take Koki to get her groomed and ready for her vacation away from me. Luckily she will be with Natalie, so she will be content. I will try to complete the paperwork to get Natalie’s refund and I am going to order a Greenburg Turkey to be sent to my Uncle for his 95th birthday. Sorry I can be there Uncle Horace. The last thing I will do tomorrow is buy the Air Panama tickets to Panama for Saturday. Sunday is the day we set sail.

As of this post, there is seven days, 1 hour, 45 minutes and some seconds until our appointed time at the ship Grandeur of the Seas. This is not my last post before we leave, but I am setting the stage.



This morning I was trying to remember how Chiriquí Chatter got started and whether Chiriquí Chatter is me of whether I have become it. Kind of the chicken and the egg scenario, but this is more the blog and the person.

I know when I moved to Panama I started sending journal styled emails to my family and friends in the U.S. as a means of their keeping in touch. I guess if there had been a FaceBook then, Chiriquí Chatter might never have happened.

On old friend in Virginia suggested I turn my emails into a blog, which led me to finding out what a blog was and what it took to manage one. The rest is history.

I was just looking at the first post I wrote when the blog was Its transformation to is another story for another day.

I thought you might like to see the first post when Chiriquí Chatter opened at

It was the first poem I wrote in Panama and is in the Poem TAG area. It follows.

Chiriquí Chatter
By Don Ray Williams
August 21, 2003

I have things to say,
But they probably don’t matter;
So just think of it as
Chiriquí chatter.

It’s the simple musings
Of one easily impressed,
By the common things in life,
The ones I like best.

Here in my journal,
I’ll record each event,
To remember my time
And how it was spent

Then maybe some day,
When my ashes are scattered,
You’ll remember me,
from my Chiriquí Chatter.

© Don Ray Williams 08 21, 2003